Thursday, May 22, 2008

HMO horror story!

1. So this guy wakes up and the law is at his door and they tell him that they are taking his car because there was a huge missunderstanding about how payments were going to be payed and the HMO was litteraly undermining the person who has the HMO and the HMO was not going to pay for any of this guys medical bills. There was a hearing after a while when the debt collectors kept harping at him about the payments. The guy didnt show up to the hearing and after a while Belmonte the guy tried and tried to get back what was rightfully his he said in the end that he was more embarresed then anything.

2. I believe that people should be treated equally and that this man was wrongfully accused of something that was not just his fault!

Friday, May 16, 2008

Section 14.1

1. It is important to include health insurance because in case you get sick or have an injury unexpectedly you are covered.

2. Benefits provided by hospital expense coverage are hospital expense coverage is that the hospital pays for some of your room and board, Surgical Expense coverage is the hospital pays all or part of the surgeons fees for the operation and Physicians expense is some or all of the costs of physician cares that does not involve surgery is payed for.

3. Reimbursement is where the policy pays you back for the actual expenses, Indemnity is where the policy only pays you back for specified amounts regardless of how much they may amount to.

4. Because of how the policy is affected by the size of the deductible.

5. I would recommend just getting health insurance in case of an emergency unexpected things can happen I think it is better to be prepared for the worst and that is what an insurance policy is meant for.

6. I would go with the first policy you have 1 million in coverage there is a lower monthly premium with the five hundred dollar deductible.

Thursday, May 1, 2008

Higher Profits for Exxon!

1. Exxons profits went up!

2. Strong performance across its divisions where one of the reasons for profits going up or down.

Thursday, April 10, 2008

section 7.2 Assesment!

1. Three main advantages of renting a residence are mobility or how close you are to work or schools for your family, there is low initial costs to renting wherease you pay thousands of dollars for down payments on a house you are going to buy.

2. Disadvantages to renting are that you have restrictions on your lifestyle like renting may be more expensive then renting at times you have to go by the rules of the tenants, there can be legal issues like having to sign a lease and there is not as much stability to renting.
3. the costs of renting a residence is determined by the location of the renting the living space the utilities what the security deposit is and the insurance.

4. the best Apartments for two freinds to share would be apartments with 1 or more bedrooms so that you can split the cost of rent.
5. the rent would be cheaper he would pay 600 dollars instead of 675 a month by splitting the costs of utilities he would spend 7200 a year for his total share of the rent and utilities.

6. She could not take the cat and stay at her apartment with her rent She could keep the cat with her parents until she found an apartment that allowed pets but probably has a higher rent. She could talk to her landlord and work something out.

Monday, April 7, 2008

WSI article!

1.3 trillion dollars for the budget and 400 billion more in spending.

2. That the conservation of heritage foundation will have spent 800 billion on the wars in iraq.

3. Brian Reidl

4. yes i think that they should because there is people who cant afford to buy health care for themselves or there families so i think that mainly for the low income families there should be some more support from the government for healthcare.

5.http://clipmarks.com/clipmark/13A3445E-ACFD-446B-950F-20A9091327B1/

Thursday, April 3, 2008

Consumer Price Index Blog

Consumer Price Index: Consumer Price Index is a monthly calculation of prices on products either going up or going down!


Milk Western Family: $4.39 1 gallon.



Bread Western Family: $1.29 1lb 8 0z.





Hamburger Ground Bucks: $2.96 $1.24 cents a pound



Cheese Western Family: $5.59 1lb





Butter Western Family: $1.29 1lb





Eggs Western Family: $2.29 24 0z.




Noodles Western Family $1.69 1lb







Cereal Qauker: $4.99 1lb 5oz





Apples Red Delicious: 8.7cents






Ham Bucks: $9.92 99 cents per lb

Milk will go up probably by may along with the apples and bread because of the inclining gas prices!

I found that the wheat prices are going up because of the growing need for the product in overseas contries. Plus the increase in gas has rose so fast that they have to up the price of bread for gas money!

Monday, March 31, 2008

Higher food prices start to bite!


1.Food prices are higher because of the cost of rising gas prices and the cost of the fuel needed to process and make the wheat and milk and other products we use.

2.They are selling items to a certain due date wich makes consumers have to by the product more to keep it up to date.

3.My 10 listed Items are:

Milk
bread
hambuger
cheese
butter
eggs
noodles
cereal
Apples
Ham

4. I chose red delicious apples which have went up 59 cents per pound from 2007 to 2008 which could be a price increase due to the workers. or gas for hauling the apple accross country.